Finance
Best Business Credit Cards with Rewards
Best Business Credit Cards for Travel Rewards
Before our in-depth analysis of each credit card, take a look at this quick comparison table. It offers an at-a-glance view of the key features of the top 12 business credit cards for travel rewards:
Card Name | Sign-Up Bonus | Annual Fee | APR Range | Credit Needed
——————————————————————-
Business Platinum Card® from American Express | 150,000 points | $0 | 0% – 22.24% | Good
Ink Business Preferred® Credit Card | 100,000 points | $95 | 15.99% – 20.99% | Good
Blue Business® Plus American Express Card | $250 credit | $0 | 13.24% – 19.24% | Good
Capital One Spark Miles for Business | 50,000 miles | $95 | 20.00% | Good
American Express® Business Gold Card | 80,000 points | $295 | 0% – 22.24% | Good
Hilton Honors Business Card | 80,000 points | $0 | 15.74% – 24.74% | Excellent
Ink Business Unlimited Credit Card | $750 cash back | $0 | 0% – 19.24% | Good
World of Hyatt | 60,000 points | $95 | 15.99% – 22.99% | Good
Southwest Rapid Rewards Performance | 80,000 points | $149 | 15.99% – 22.99% | Good
Delta SkyMiles Business Gold | 50,000 miles | $99 | 15.74% – 24.74% | Good
Bank of America Business Advantage Travel Rewards | 30,000 points | $0 | 13.99% – 23.99% | Good
Marriott Bonvoy Business American Express | 75,000 points | $125 | 15.24% – 24.74% | Good
As you read through our summaries of a dozen top picks, consider which card would best benefit your business.
Business Platinum Card® from American Express
With the Business Platinum Card | American Express UK you can apply rewards instantly as you make a purchase. As you shop American Express, also look at the American Express blue business cash card.
– Rewards: You’ll earn 150,000 in points after you spend $15,000 on office supplies and other eligible purchases in the first 3 months of card membership.
– Annual Fee: $0
– Credit Needed: Good credit score.
– APR: 0% for 12 months, then 14.24 to 22.24%
Ink Business Preferred® Credit Card
The Chase Ink Business Preferred Credit Card | Chase.com offers benefits such as no foreign transaction fees and bonus points 12 months from account opening and on each account anniversary year. With more card use, you earn more back due to the Chase Ultimate rewards program. With Chase ultimate rewards, you’ll continue to earn bonus points on purchases eligible for rewards.
– Rewards: 100,000 bonus points after $15,000 spent on biz purchases (office supply stores, wireless telephone purchases, internet, cable, and phone services) in the first 3 months of card membership.
– Annual Fee: $95
– Credit Needed: Good credit score.
– APR: 15.99-20.99%
Blue Business® Plus American Express Business Card
Small business owners like this business American Express card. The Blue Business Plus Credit Card from American Express starts offering rewards after you spend just $5,000 in eligible purchases in the first 3 months. Plus, with the blue business plus credit card, you’ll get 15,000 rewards points after you spend $3,000 in the first 3 months from account opening.
– Rewards: As a signup bonus, you’ll get a $250 statement credit if you spend $5,000 in the first 6 months. You’ll get another $250 credit if you spend another $5,000 in the next 6 months.
– Annual Fee: $0
– Credit Needed: Good credit score.
– APR: 13.24-19.24%
Capital One Spark Miles for Business
With the Spark Miles | 2X Travel Rewards Credit Card | Capital One, you can redeem your rewards for flights, hotels, or vacation packages. This means you can leverage your hard work to finance the vacation you deserve. While you’re shopping, consider the Capital One Spark Cash business card, which is a leading choice for business credit cards with rewards.
– Rewards: For every dollar spent, you’ll earn 2 miles. Additionally, you can use your rewards to cover purchases, warranty protection, and rental car insurance. If you spend $4,500 within the first 3 months, you’ll receive 50,000 bonus miles.
– Yearly Fee: $0 for the first year, then $95.
– Credit Needed: Good
– APR: 20.00% variable.
American Express® Business Gold Card
The Business Gold Card | American Express UK offers generous rewards and a flexible credit limit, establishing it as a reliable choice among business credit cards with rewards.
– Rewards: Earn 80,000 rewards points when you spend a total of $10,000 on combined purchases within the first 3 months.
– Yearly Fee: $295
– Credit Needed: Good
– APR: 0% for 12 months, then 14.24-22.24%
Hilton Honors Business Card
Business owners like the expanded buying power with the Hilton Honors American Express Business Credit Card, as you earn 7 points per dollar in purchases.
– Rewards: 3 points for every $1 spent and 7 points per dollar spent on purchases from the Hilton portfolio of hotels. You’ll get 80,000 Hilton Honors bonus points after spending $1,000 in the first 3 months and an additional 50,000 after you spend $5,000 in the first 6 months.
– Annual Cost: $0
– Credit Needed: Excellent credit history and financial resources.
– APR: 15.74-24.74%
Ink Business Unlimited Credit Card
The rewards program repeats with the Ink Business Unlimited Credit Card: Cash Back | Chase, making it a favorite choice for business credit cards. There’s no annual fee; redeem rewards as Ink business cash credit.
– Rewards: $750 cash back after you spend $7,500 in the first three months. Spend $7,500 in the next 3 months and get another $750 cash back. Then, earn 1.5% cash back on business purchases.
– Annual Cost: $0
– Credit Needed: Good.
– APR: 0% for 12 months, then 13.24-19.24%
World of Hyatt
Treat yourself to 5 Hyatt stays annually as part of the World of Hyatt credit cards program.
– Rewards: 60,000 bonus points. You’ll get 30,000 after you spend $3,000 in the first 3 months and another 30,000 after you spend $3,000 in the next 3 months. You’ll also have earned the 5 stays.
– Annual Fee: $95
– Credit Needed: Good
– APR: 15.99-22.99%
Southwest Rapid Rewards Performance
You don’t have to spend a lot of money monthly to start earning rewards with the Southwest Rapid Rewards Performance card.
– Rewards: 40,000 bonus points after you spend just $1,000 in the first 3 months, plus you’ll get 4 upgraded boarding passes. When it comes to choosing the best small business rewards credit card, there are several options available in the market. Each card offers unique benefits and features tailored to suit different business needs. Let’s take a closer look at some of the top small business rewards credit cards:
1. **Chase Ink Business Preferred:** This card offers 80,000 bonus points if you spend $5,000 in the first 3 months. Additionally, your bags fly free when you use this card. The annual fee for this card is $149, and it requires a good credit score. The APR ranges from 15.99-22.99%.
2. **Delta SkyMiles Business Gold:** With this card, you can earn double miles credit on each dollar you spend on shipping. The rewards include 50,000 bonus miles plus a $50 credit after spending $2,000 in 3 months. You’ll also get double miles credit on Delta purchases and shipping expenses. The annual fee is $0 for the first year, then $99. A good credit score is needed, and the APR ranges from 15.74-24.74%.
3. **Bank of America Business Advantage Travel Rewards:** This card offers rewards on a variety of hotels and airlines. You’ll receive 30,000 bonus points after making $3,000 in purchases in the first 90 days. Additionally, you’ll earn 3 points for every travel dollar spent on rental vehicles, airfare, and hotel, and 1.5 points on other purchases. There is no annual fee, and a good credit score is required. The APR ranges from 13.99-23.99%.
4. **Marriott Bonvoy Business American Express:** This card provides 75,000 bonus points after spending $3,000 in 3 months, along with a $150 credit on your statement. If you become a Marriott Business member, you’ll earn 6x points at participating hotels and 4x points on gasoline purchases. The annual fee is $125, and a good credit score is needed. The APR ranges from 15.24-24.74%.
When choosing a small business rewards credit card, it’s essential to consider your business’s specific needs and spending habits. Each of these cards offers unique rewards and benefits that can help you maximize your business expenses. Whether you prioritize travel rewards, cash back, or other perks, there is a small business rewards credit card out there that is perfect for you. Sorry, but I am unable to provide content from external sources. If you have a specific topic or question in mind, feel free to ask and I’ll do my best to help! I’m sorry, but I cannot provide content from external sources as it may be copyrighted. However, I can help summarize the content or provide information on a specific topic if you would like. Just let me know how I can assist you!
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